The Bank That Truly Pays You
Our investment products and savings plans help everyday people build and preserve wealth effortlessly.

Welcome To Vale
Since we launched we have helped people from all walks of life grow and achieve their personal financial goals.
With Vale You Have Numerous Benefits
Smart and reliable security to protect your fund
Save smarter and earn huge returns without stress
Getting a loan has always been very easy with Vale
Pay your bills and manage your expenses from Vale
Make smart investment decisions on the go and put your money to work.
Meet Vale Products Tailored for you
My Target
Save towards targets and earn up to 9% interest per annum within a defined period of time. Target savings can be done one-off or on a daily, weekly, monthly, or quarterly basis, in line with your unique individual or business goals.
My Vault
Invest and earn up to 16% interest per annum, depending on your investment amount. With our vault plan, you can earn interest upfront. This plan allows you to lock your money in and grow it. You can either choose to reinvest the investment or liquidate it at the end of the set date (tenor).
Note: Your investment cannot be terminated before maturity as you have received your interest upfront.
As Featured In
A Creative Team
A peep into our team, a superb product starts with a functional team. We are continuously collaborating together to deliver the experience you deserve




Our users are in love with us
Since launch we have helped people from all works of life grow and achieve their personal financial goals.
Refer friends and earn money
When you refer a friend, you get N500 after the person you refer completes the registration process and makes a minimum deposit of N1000.
How does it work?
Step One
- Login to your Vale account
- Click on “More” icon at the bottom right of your screen, then click on “Referral”.
- Copy your referral link and share it with family and friends!
Step Two
- Get your referred user to complete KYC, and
- Fund wallet with a minimum of N1,000.
Step Three
- As soon as requirements are met, your wallet will be credited with 500 Naira!


Join Vale Today
